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Important information about procedures for opening a new account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We will ask for two forms of identification, one must be a photo ID.

Checking Accounts

What account is in your best interest?
An account to fit the needs of everyone, that's simple to understand.

Simply Free Checking

Description:

  • Perfect for Students or Customers who do not use other Bank Services  

Requirements:

  • Minimum balance to open - $250    

Benefits:

  • No minimum monthly balance
  • No monthly service charge
  • No per check charge
  • Visa debit card available for a small fee of   $ 1.00 per month
  • Various styles of checks available
  • Other bank services at very reasonable prices
  • Personalized checks ready in a few days
  • Check packages starting at $11.65
    Includes 200 checks, check register, and cover
  • 24 hr access to account information at swnbank.com or 580-772-5200

Cost:

  • It's FREE there is no monthly service charge

Customer Choice Club Checking

Description:

  • Get full service care for one low fee 

Requirements:

  • Minimum balance to open - $250   

Benefits:

  • No minimum monthly balance required
  • Unlimited check writing
  • Free personalized checks ready in a few days
  • No monthly fee on Visa Debit card
  • $ 10,000 Accidental Death and Dismemberment Insurance
  • 25% discount on Safe Deposit Box
  • Prescription Drug Discounts
  • Up to 50% Discounts with Participating Hotels & Motels
  • 24 hr access to account information at swnbank.com or 580-772-5200

Cost:

  • Monthly service charge is $ 7.00 per month
  • 62 or older $3.50 per month

Standard Checking

Description:

  • Large or Small it works for all.  

Requirements:

  • Minimum balance to open - $250.00   

Benefits:

  • $0.10 credit per $ 100.00 average ledger balance to offset any charge on the account
  • Personalized checks ready in 48 hrs
  • 24 hr access to account information at swnbank.com or 580-772-5200

Cost:

  • Monthly account maintenance fee of $ 5.00
  • $0.07 per transit item
  • $0.10 per check written
  • Free deposit slips

Now Checking

Description:

  • An interest bearing checking account with unlimited check writing ability.  

Requirements:

  • Minimum balance to open - $750.00   

Benefits:

  • Earn Interest on Balance
  • Unlimited Check Writing
  • No Per Check Charge
  • Visa Debit Card Available
  • No Monthly Fee on Visa Debit Card
  • Personalized checks ready in a few days
  • 24 hr access to account information at swnbank.com or 580-772-5200

Cost:

  • Free with minimum balance of $750

**For complete account details contact our new account specialist!!

Money Market/HiFi

Description:

  • Instant access to your High Returns.  

Requirements:

  • Minimum balance to open - $ 2500.00
  • Transactions are limited to 6 withdrawals  (6 withdrawals payable to third parties per month or statement cycle)   

Benefits:

  • Visa Debit Card Available
  • No Monthly Fee on Visa Debit Card
  • Interest Earned on Balances Below $ 2500.00
  • Higher rates on balances of $ 2500.00 or more

Cost:

  • Free with minimum balance of $2500
  • Only $ 7.50 Per Month if Minimum Balance Falls Below $ 2500.00