Checking Accounts
What account is in your best interest?
An account to fit the needs of everyone, that's simple to understand.
Simply Free Checking
- Description:
- Perfect for Students or Customers who do not use other Bank Services
- Requirements:
- Minimum balance to open - $250.00
- Benefits:
-
- No minimum monthly balance
- No monthly service charge
- No per check charge
- Various styles of checks available at an affordable rate, includes cover and check register
- Other bank services at very reasonable prices
- 24 hr access to account information through online banking
- Mobile Banking app available, compatible with iPhones and Androids
- Cost:
- It's FREE there is no monthly service charge
Customer Choice Club Checking
- Description:
- Get full service care for one low fee.
- Requirements:
- Minimum balance to open - $250.00
- Benefits:
-
- No minimum monthly balance required
- Unlimited check writing
- Free personalized checks ready in a few days
- No Monthly Fee on Mastercard Debit Card
- $ 10,000 Accidental Death and Dismemberment Insurance
- 25% discount on Safe Deposit Box
- Prescription Drug Discounts
- Up to 50% Discounts with Participating Hotels & Motels
- 24 hr access to account information through online banking
- Mobile Banking app available, compatible with iPhones and Androids
- Cost:
-
Monthly service charge is $ 7.00 per month, 62 or older $3.50 per month.
Standard Checking
- Description:
- Large or Small it works for all.
- Requirements:
- Minimum balance to open - $250.00
- Benefits:
-
- 24 hr access to account information through online banking
- Mobile Banking app available, compatible with iPhones and Androids
- Cost:
-
Monthly account maintenance fee of $ 5.00 if balance falls below $500.00
Money Market/HiFi
- Description:
- Instant access to your High Returns.
- Requirements:
-
Minimum balance to open - $ 2500.00
- Benefits:
-
- Transactions are limited to 6 withdrawals (6 withdrawals payable to third parties per month or statement cycle)
- Mastercard Debit Card Available
- No Monthly Fee on Mastercard Debit Card
- Interest Earned on Balances Below $ 2500.00
- Higher rates on balances of $ 2500.00 or more
- 24 hr access to account information through online banking
- Mobile Banking app available, compatible with iPhones and Androids
- Cost:
-
Free with minimum balance of $2500.00. Only $ 7.50 Per Month if Minimum Balance Falls Below $ 2500.00.
Now Account
- Description:
- An interest bearing checking account with unlimited check writing ability.
- Requirements:
- Minimum balance to open - $750.00
- Benefits:
-
- Earn Interest on Balance
- Unlimited Check Writing
- No Per Check Charge
- Mastercard Debit Card Available
- No Monthly Fee on Mastercard Debit Card
- Personalized checks ready in a few days
- 24 hr access to account information through online banking
- Mobile Banking app available, compatible with iPhones and Androids
- Cost:
-
Free with minimum balance of $750.00. Only $6.00 per month if minimum balance falls below $750.00.
Important information about procedures for opening a new account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will ask for two forms of identification, one must be a photo ID.
For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov